CHP accepts most forms of insurance, as well as MassHealth (Medicaid) and Medicare. However, we care for all patients regardless of income, immigration status or insurance limitations. For patients in need of insurance or financial assistance, CHP can help; our enrollment counselors provide assistance in applying for state-sponsored insurance and for low-income patients without insurance, sliding-fee care. All patients are asked to pay some amount toward their care–however modest that contribution may be. Private pay patients are welcome as well.
Affordable Care Act
As of Oct. 1, 2013, the Affordable Care Act (ACA) went into effect, requiring and entitling health insurance for U.S. citizens. Those without health insurance through an employer can now apply for health insurance through state-managed health insurance exchanges. Health insurers must provide baselines coverage and may not deny care to those with pre-existing medical conditions.
The ACA provides subsidized insurance plans to low- and moderate- income people without employer-based health insurance. Eligibility for subsidized coverage based on a combination of income, age, and household size.
- Eligibility is based on federal income guidelines. Households that fall within the chart below are eligible for health care subsidies.**
- Children can be eligible for more assistance than their parents.
- Family members may have different insurance plans.
** Health insurance subsidies offered under the Affordable Care Act apply only to U.S. citizens and legal permanent residents of the United States.
CHP will assist you with each step of this process.
CHP’s certified enrollment counselors can assist you with your applications for government subsidized health insurance, such as MassHealth or new options now available through Massachusetts Health Connector. Contact any of our practice sites below for assistance.
The easiest way to qualify for health insurance subsidies is to provide your most recent income tax returns. To help residents with income tax preparation, CHP refers clients to the Volunteer Tax Assistance Program, a locally run tax preparation assistance program for anyone earning less than $51,000 per year. Download a list of income tax resources in your area.