CHP enrollment counselors Octavio Hernandez and William Cruz assist patients with health insurance.
Get Covered. Stay Covered.
CHP wants to help you get and keep your health insurance for yourself and your family. Our certified enrollment counselors are available to assist you at several locations in Berkshire County.
CHP accepts most forms of insurance: private or employer-based plans, MassHealth (Medicaid), Medicare and the many plans offered by the Massachusetts Health Connector (Affordable Care Act).
For income-eligible patients in need of insurance through the Massachusetts Health Connector, our enrollment counselors provide assistance in applying for ACA insurance and MassHealth.
CHP cares for all patients regardless of income, immigration status or insurance limitations. We offer a sliding-fee scale for income-qualified patients without access to insurance. Private pay patients are also welcome.
CHP is Here to Help.
The easiest way to qualify for health insurance subsidies is to provide your most recent income tax returns. To help residents with income tax preparation, CHP refers clients to the Volunteer Tax Assistance Program, a locally run tax preparation assistance program for anyone earning less than $51,000 per year.
Affordable Care Act.
MA HealthConnector. MassHealth.
The Affordable Care Act (ACA), in effect since October 2013, requires and entitles health insurance for all U.S. citizens. The ACA guarantees health insurance to individuals and families without access to health insurance through a job.
ACA requires health insurers to provide baseline coverage, and insurers may not deny coverage to patients with pre-existing medical conditions.
In Massachusetts, patients who opt out of health coverage are subject to a tax penalty.
Eligibility for subsidized coverage based on a combination of income, age, household size and federal income guidelines.
- Children can be eligible for more assistance than their parents.
- Family members may have different insurance plans.
** Health insurance subsidies offered under the Affordable Care Act apply only to U.S. citizens and legal permanent residents of the United States.